At LightMoney, we believe in giving credit where it's due. Our vision is to become the most trusted and customer-friendly lending platform in India, empowering people by providing them with working capital loans to achieve their dreams. We strive to revolutionize the lending industry through cutting-edge technology and data analytics, ensuring that credit is accessible, efficient and transparent for all borrowers, regardless of their background or financial history.

Our focus is on Tier III, IV, V, and above areas, ensuring that underserved communities have access to credit facilities. We will continue to innovate and uphold our core values of integrity, transparency and customer-centricity in pursuit of our vision.


Smart Solutions For Your Unique Needs

Equi Pay - For Micro Businesses

Empowering micro businesses with flexible loans for equipment purchases, tailored to cash flow and business growth goals.

Secure Pay - Large Finance Loan

Collateral-backed loan with competitive rates and flexible repayment options for significant financial needs.

Cover Pay - For Auto Insurance

Affordable auto insurance with 0% interest, allowing customers to pay in three installments for budget-friendly coverage.

Flexi Pay - For Individuals & Small Businesses

Empowering underserved with flexible loans for efficient financial management.

Why choose LightMoney?

Disrupting Finance With Technology

LightMoney offers more than just loans! We offer working capital loans that empowers you to achieve your dreams. Our innovative digital lending platform is designed to make it easy and convenient for you to access credit facilities tailored to your specific needs. We provide a range of financial solutions for people associated with our Partners, ensuring easy access to credit and empowering them to achieve their financial goals.

Our proprietary algorithm for credit analysis allows us to offer loans that are tailored to your financial profile, ensuring that you get the best loan products and interest rates possible. We specialize in flexible working capital and business loans. Our focus is on Tier III, IV, V, and above areas, ensuring that underserved communities have access to credit facilities.

Frequently Asked Questions

What is LightMoney?
How long can I take to repay my loan?
What fees should I expect when applying for a loan?
How do I apply for a loan with LightMoney?
How long does it take to get a loan approved?
What documents do I need to apply for a loan?
Can I prepay my loan?
What happens if I miss a payment?
How do I know if I am eligible for a loan?
How do I contact LightMoney for more information?

Our Business Partners